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Why Crop Insurance? by Maryn Pardy The Crop Insurance Commission of the on- tario Department of Agriculture and _F00_d IS now offering a crop insurance PIan Wh'Ch ‘5 (ff interest to members of the Ontario Womens Institutes. There are few farm women who have “0t watched the la“. full-headed stalks of wheat turning from green to riCi‘l gold under the hm sun who have not thought hOPEfUHY 0f PaY‘ ments on the farm mortgage. a needed fur- nace. or winter clothing for the children. Lat- er. on a scorching summer day. these same women may have watched with growing circad the heavy clouds, the whipping wind. and the deluge flattening that lovely grain. In this way the hopes and plans for the coming year were destroyed and the whole tragedy chalked up to. “An act of God." Over the years. methods of farming have changed. Farms are larger. Machinery is comâ€" plicated. big. and expensive. Farmers and their wives must use modern equipment and up-to- date practices in order to keep pace and to make money. Despite mechanization and modâ€" ern farming methods. there are still unprevent- able. unpredictable happenings that can wreak havoc on the farmer‘s income and destroy so many hopes and dreams. Few farmers would venture out on the high- way without automobile insurance. Few farmâ€" ers would rest easy at night without fire insur- ance on the house. the barn and the costly farm equipment. The purpose of crop insur- ance is to offset the effects of some natural hazards On the farmer‘s income. It is an insur- ance program aimed at protecting the invest- ment which a farmer puts into growing his crops. Crop insurance does not protect a farm- er from the effects of poor management. The farmer may either rent or own the farm which he is operating, since crop insurance coverage is available to all farm operators in Ontario. Crop Insurance is based on a farmer's own average farm yield for the crop which is inâ€" sured. The only exception is in the case of beans. where the county average is the basis. Prem'um 505“ "3W according to the level of coverage. the crop or crops insured, and the area in which the farm is located. The rate, of COUFSE’, depends on the degree of risk There are agents in nearly every area of the provrnce who will be happy to discuss the pro- gram. with you in detail. In every country and dis” 1°? m “13 PTOVince the Agricultural Repre- sentatives Will be pleased to provide full details of the program. In addition, of course, enqup 20 ries may be made directly to the Crop |,,. ance Commission of Ontario. Buildings, Toronto 5. Ontario. The Federated Womg: I Institutes of Ontari. Welcome (1 New Presid. Mrs. Austin S. Zoeller Margaret Sudden was introduced to th tario Women's Institutes at a very earl since her mother, Mrs. Ford Sudden. ha. a member of the South Dumfries Wome: stitute for many years, Mrs. W. H. Patti an aunt. served a term as a Director rt Provincial Board. She was born and gn. on a farm in Waterloo County. Whe. graduated from Gait Collegiate she Cntcri world of industry, working as a time stul alyst for a woollen mill in Gait. In 1944 Margaret married Mr. Austin ler, a young farmer of German descer went to live in the farm home at RR. 2 Hamburg where she and her husband w side. There are two Zoeller children Â¥ ‘ now Mrs. T. H. Hailman; and Bob. wh. at home. Mrs. Zoeller became a member of the ville Branch of the Women’s Institute. ~ as President and in other offices. Later came President in her South Waterloo D Vice President of the Guelph Conn Area. and Provincial Public Relations I] In 1967 Mrs. Zoeller had the honour ceiving a Centennial Medal. Quoting (in from the New Hamburg Independent. ' told: “Mrs. Zoeller was active in the l. Junior Farmers‘ Association and the \Missionary Society of Trinity l_n Church. New Hamburg. She is a metr- the Ontario Food Council of the Onta: partment of Agriculture and Food and mer member of the Advisory Cor: Board Conference of Women. Ontario l' merit of Economics and Development, l: 1967 at the triennial convention of the ated Women’s Institutes of Canada she i.- pointed as a member of the Canadian mission for Human Rights." Besides her work for the Women‘s In:' and other organizations. Mrs. Zoeller i sewing. flower arranging and entertainin‘s' 1k fir it "For good or ill, your conversation is ,V“ verttsement. Every time you open your moor: iet men look into your mind." Manitoba Woman’s Institute .V HOME AND 60le ‘- lif- Parliw ml in nu RY