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tion workshops Planning your By Erma Bennett A workshop on investment oppor- tunities was lead by Ken Wharram who was working in North Bay as a financial planner until relocating to a new job in Toronto. Mr. Whanam suggested investment responsibilities are a balance between financial and emotional needs. He explained that some people are more comfortable with debt than others. And it is your comfort level you should consider when planning investments. insurance needs for estate planning were discussed as well as investments in real estate. stock markets, mutual funds and registered retirement savings plans. Mr. Wharram said a financial planner can have a very profound ffect on your life, so when looking or your financial planner, keep the By Christine REBIJIII'II Mid-life is a major life change for 0th men and women' however it is - ated differently, said Dr. Kathryn . 1‘ reenaway. speaking on Live It Up. 've Begins at 40. A woman and a man can give a “a or the same symptoms â€" frustra- . (in. no challenge, dissatisfaction. it man will be put on a diet, given rcises and told to pursue leisure ivities. The woman will be put on . I'urn and told “It's your age my deafi' 3 idâ€"age happens gradually. in- ‘ a idually. We change our time <' ective and ask ourselves, “Do I y it e enough time left to do everyâ€" ” g I want to?‘ And the answer is 4' “Probably notl' do undergo physical changes in â€"age. We become short of breath financial future or LEVE mmfir I? 61" Ken Wharram following three things in mind â€" competency, integrity, sincerity. A financial planner will design an in» ealing with your midâ€"life and other aspects ol‘our health change There is also menopause which is viewed by society and the medical profession as mid-age. However. menopause is a loss of estrogen, dividualizcd I‘inuncial program lot you. it is never too early to plan your investments for you and your Illinin and mid»ugc is MANY lnclors. Mun also go through mideagc. 'Ihcy go grey, they sink to the middle and n hux nothing to do with loss of out rogcn. curt/inner] on [mgr .72 Program planning ideas. . . By Grace Campbell A very humorous skit called The Know It All Institute, provided an interesting opening to the workshop on Program Planning, The cast or characters which included Mrs. Philip Buster and Mrs. Empty Head gave a hilarious portrayal of how NOT to conduct a meeting. The committee of Lillian White of Ingersoll, Ruth Gross of Alma, Agnes Reist of Kitchener, H & C October, November. December I987 and Jeanne Davies of Thunder Bay. went on to give its excellent ideas on program planning. Mrs. White gave us an outline on how to attack the problem under the: headings: Why? What? How? Who’.’ and Evaluation. The evaluation could be in the form of a roll call which could find out what member-s like and dislike about the program. From a brainstorming session, it was discovered that pollution, confirmed on pug-u .73 15